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LoanSolo Review 5

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Company Profile
Loan Details
Personal Details Required
Service & Support
States Serviced
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Company Profile

LoanSolo are a US owned and operated payday loan lender based at 1041 4th Avenue, Suite 302, Oakland, CA 94606. The company has been in operation since 2005 and during that period they have built up a network of 300 lenders which offers its customers more choices and more options when it comes to finding a payday loan that is right for their specific needs. They have the online application process, a telephone application, and storefront locations throughout the US that are open Mon-Fri from 9am until 6pm.


LoanSolo make the process of getting a loan quick and easy, and it all starts with a short 2-minute online form. Whether you are looking for a loan of $100 to pay off an unexpected bill or need $1,000 in your bank fast for that car repair, then the instant approval decision can help you with your financial struggles.

Loan Details

Upon applying at LoanSolo you will be given the choice of applying for a loan of $100-$500, between $500 - $800, and finally the top tiered loan of $800 - $1,000. Usually you will have period of 14 days to 30 days borrowing time upon which the loan will need to be settled in full to avoid any fees.

  • APR – The APR will be based on the lender you have your payday loan with but the APR will generally range from as low as 200% upwards of 2,290%.
  • Loan Amounts – You can borrow up to $1000 or the maximum amount allowed by your state, dependant on your current financial situation.
  • Loan Fees – The loan fees are usually made up from the APR which vary by the lender. Fees can be as little as $15 for a $100 loan over 14 days. LoanSolo do not charge any fee for the loan application or approval process.
  • Late Penalties – All late payment fees will be determined by the actual lender and you will find more information in your loan agreement with them on what fees they charge in accordance with state regulations. As an example, a returned check fee is priced differently by state but ranges from $20 - $45. Overdraft fees are usually $30, whilst late fees and short term loan charges are $20 and $10 respectfully.
  • Options to Extend Loan – The option to extend a loan varies on a state-by-state basis, some states may require you to pay the loan off when it is due, others may allow you to extend your loan but you will be subject to higher fees and interest charges.
  • Length of Time to Get Cash – The entire process takes one business day, from filling out your form to getting the cash paid out into your bank. Usually if you have all the correct documentation together then LoanSolo can approve your online application with an instant decision upon completing your payday loan form. It will then take less than an hour for a final approval in which time you will be able to select your favorite lender from the panel offered to you. Once approved the cash will be paid out the next business day. If you are approved on a Saturday, it will be Monday when your cash gets deposited into your bank.
  • Fax Required – Faxes are not required in general but if you are applying for a first time loan there is a chance they may ask you to fax documents to verify your identity.

Personal Details Required

Before applying you will need to make sure that you have to hand the following supportive evidence:

  • Proof of Income
  • An Approved Form of ID
  • A Current Checking Account
  • A US Citizen of 18+ years old

You may also be asked for further information such as a proof of residency and a telephone so that LoanSolo can contact you in regards to your application and to confirm when and how the money is going to be deposited.

Service & Support

A 24/7 telephone service is available with the LoanSolo service where you either apply and get instant approval or gain answers to any questions that you may have. There is also a detailed FAQ’s page on the site that aims to answer the more common questions about the service and payday loans in general.

States Serviced

LoanSolo provide a payday loan service to all states in the United States, apart from Arizona, Connecticut, Georgia, Maryland, Massachusetts, New Jersey, New York, North Carolina, Pennsylvania, Vermont and West Virginia.


LoanSolo offer a quick and easily solution to getting cash fast without the need for credit checks to be carried out on applicants. Whether its $100 or $1000 that you need, then the money can be in your bank account within one business day, thanks to a quick 2-minute application form and instant approval decision. If you need any guidance there is also a 24/7 support line where you can find answers to any questions that haven’t already been listed in the FAQs section of the site.

Apply now


  • 24/7 Telephone Service
  • 3 Easy Ways To Apply
  • Fast cash depositing (one-business day)


  • Not a direct lender

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Write a review on LoanSolo (3) Reviews

"Fast loan"
Ethan | San Diego | 2016/11/21


Loan solo service was very friendly, I not to comfortable to do these finance applications online. What I really liked is their phone support, their operator was kind and patience, assisted me with the application and managed to answer all my questions about the loan. I would recommend Loan solo especially because of the support and also for the fast service (I received the money on the next morning)

"Fast & professional"
Emma | Tulsa, OK  | 2018/06/14


I wanted a fast loan, 3 days before my next payday. They grant my loan application in couple of minutes, then the lender contacted me for final approval and that's it. My bank account was funded on the same day which was a lifesaver for me :) I repaid my loan about one week after, paid about $40 fee and it was worth it!

"Loansolo rocks! "
Michelle | Texas | 2018/06/14


I am a 21 yr student, I have 1 student loan and a waitress jobI am a 21 yr student, I have 1 student loan and a waitress job, which basically means I have to fight for each dollar I make and last month I have to spend considerably more than I usually do. I felt a bit suffocated and had to find a solution. Fortunately I found this 100 day loans review and decided to try it myself, my application got approved in a few hours and the the money was deposit on the following day. Loansolo rocks!