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OnlineLoanNetwork Review 4

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Company Profile
Loan Details
Personal Details Required
Service & Support
States Serviced
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Company Profile

Online Loan Network is a free online service that matches prospective lenders with customers seeking short-term loans for between $200 and $2,500. They have been providing this service since 2006 and have matched thousands of customers with lenders. They are not themselves direct lenders.

The head office address and phone numbers associated with this company are:

848 North Rainbow Blvd. #312

Las Vegas, NV 89107


In order to secure a loan through the Online Loan Network, you need to complete their “quick and easy” application process. Once this form is submitted, a search will be performed for a lender willing to provide a loan based on your requirements. Once a lender is located, you will be redirected directly to their website to review the terms and conditions of the offer. When both parties have agreed to terms, the loan will be finalized and the money transferred directly to your bank account as soon as the next business day.

You can also complete this process by phone if you prefer.

The service may be particularly useful for finding lenders for people who have a poor credit score or other financial issues that would normally be considered a barrier to securing a loan.

Loan Details

Payday Loans for amounts up to $1,000 may be arranged on a short-term basis and in some cases Installment loans up to $2,500. Online Loan Network advises that these loans are intended as short-term funds to manage emergency expenses and recommends those in need of a loan to borrow responsibly.

Repayment terms will vary depending on the specific lender’s requirements and terms of the loan. Specific information about your loan and your lender should be included in your approval email, bank statement, or via contacting the lender directly.

  • APR - Online Loan Network advises that the APR for a short-term loan can range from 200% to 2,290% depending on various factors.
  • Loan Amounts - Online Loan Network can help secure loans up to $2,500 or the maximum allowable amount specified by your individual state.
  • Loan Fees - Individual lenders may apply other fees to a loan in addition to interest rates. Online Loan Network recommends that all borrowers carefully review the fine print including fees and conditions that may apply.
  • Deposit and Payment Options - The loan amount will be deposited directly into your bank account according to the information you provide in your online application. Specific repayment details and options should be discussed and agreed to with the lender at the time the loan is secured.
  • Approval Time and Funding - You will find out almost immediately if a lender has been found that can offer a loan according to your desired terms, or if no lender can be found to suit your needs. Typically it takes around 24 hours for the cash to be deposited into the account you have specified.

If you do not agree with any part of the terms and conditions of your loan, be sure to notify the lender immediately. Be sure to respond in a timely manner in order to gain access to your funding as soon as possible.

Personal Details Required

The first part of the Online Loan Network loan approval process asks you to provide the following personal details:

  • First and Last Name
  • Last 4 digits of SSN
  • Birth Year
  • Zip Code

Lenders are more likely to qualify loan applicants if they:

  • Are employed and receive regular income
  • Earn at least $800 a month
  • Have a checking account
  • Are 18 years of age or older
  • Are a US citizen

Service & Support

Customer Service can be accessed through a form on the “Contact Us” page of the Online Loan Network website. A Customer Service phone number is also provided.

States Serviced

Residents of certain States are not eligible to use the service provided on the Online Loan Network website including Arkansas, Arizona, Georgia, Oregon, West Virginia or any other state where payday loans are prohibited by law. Note that state laws may change such that residents of other states may become ineligible for this product as well.


Online Loan Network is a website and free service that can match borrowers with prospective lenders for the purposes of securing a Cash Advance for amounts up to $2,500. Once you have been paired with a lender who is a match for your requirements, you are directed to their website to complete the application process directly with them. The lender will disclose the terms of the offer including duration of loan, interest rate, any additional fees and conditions which you are then able to accept or decline. Once the terms of the loan are agreed to and approved, funds are typically deposited within 24 hours.

Borrowers should be aware that late payments of loans may result in additional fees or collection activities, or both. Each Lender has their own terms and condition and borrowers are advised to carefully review their policies for further information.

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  • Fast, private and convenient application process
  • Funds deposited directly to your bank account as soon as the next day
  • Member of Online Lenders Alliance


  • Not a direct lender
  • No live chat

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