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Opencashadvance Review 4

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Company Profile
Loan Details
Personal Details Required
Service & Support
States Serviced
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Company Profile

Open Cash Advance is a free online service that offers a user-friendly interface to match lenders with borrowers and apply for cash advances ranging in amounts from $100 up to $1,000.

The associated head office address and phone numbers of this company are:

1146 North Central Ave. #403

Glendale, CA 91202


Open Cash Advance asks you to fill in a simple form on their website with details about you and your specific circumstances. Once you have provided the necessary details, the Open Cash Advance system searches through their associated lenders to find the one that will offer the best terms for your needs.

Once a match is found, you are directed to the lender’s website to complete the application. You will find out the terms of the loan being offered including duration, interest rate and any additional fees and approval requirements that may apply. At this point you can either accept the terms or decline if you decide not to proceed. Once the details and terms are agreed to by you and the lender, the money will be deposited directly into your bank account, usually as soon as the next business day.

You can also complete this process by phone if you prefer.

Loan Details

Loans ranging from $100 to $1,000 are offered on a short-term basis. Open Cash Advance advises that these are meant to be used as injections of cash to help with unforeseen expenses such as vehicle and home repairs or other emergencies. In most cases it is expected that the borrower will repay the loan when they receive their next regular paycheck. Repayment terms will vary depending on the specific lender’s requirements and terms of the loan.

  • APR - Open Cash Advance states that APR on offers from their associated lenders varies, but will range from 200% to 1,480%).
  • Loan Amounts – Open Cash Advance can facilitate cash advances for amounts between $100 and $1,000 or up to the maximum allowable amount specified by your individual state. Loans for higher amounts (up to $5,000) can also be arranged but are considered to be Installment Loans and will have different details and terms than cash advance Loans.
  • Loan Fees - The individual lenders that you may be matched with will specify any fees applicable to the Loan in addition to the agreed-upon interest rate. It is your responsibility to read the fine print of any lender loan offer to be fully aware of all fees, interest or other charges and conditions which may apply.
  • Deposit and Payment Options – The approved amount will be deposited directly to your bank account according to the details you provide. Automatic withdrawals from your account can also be scheduled to pay back the loan.
  • Approval Time and Funding - Once the online application is completed it will usually be only a matter of seconds or minutes to find a lender match based on your needs. If you cannot be matched with a lender you will find out right away. Once you and the lender have agreed to the details of the loan, the money will be deposited directly into your account, usually as soon as the next business day.

Personal Details Required

The Open Cash Advance loan approval process asks you to provide the following personal details:

  • Name, address, phone number and email
  • Whether you rent or own your home
  • Whether you are on active military duty or a dependent of someone who is
  • Social Security Number and Driver’s License Number
  • Whether your usual income source is through job income or benefits
  • If employed, company name and phone
  • Monthly net Income range
  • Job payment frequency and next expected pay date
  • Bank account details (including how long you’ve had the same account) and direct deposit info

Service & Support

Open Cash Advance provides an online form that can be submitted to ask any questions not covered on the FAQ page. Phone numbers are also provided to initiate the loan application process.

States Serviced

Residents of certain States are not eligible to use the service provided on the Open Cash Advance website including, but not limited to, Arkansas, New York, Vermont, West Virginia, Washington and Pennsylvania.


Open Cash Advance is a website and free service that uses the latest industry algorithms to match borrowers with prospective lenders for the purposes of securing a Cash Advance of between $100 and $1,000. Once you have been matched with the lender who appears to best suit your needs you complete the application process directly with them. The lender will disclose the terms of the offer including interest rate, duration of loan, any additional fees and conditions which you can then freely accept or decline. The entire process, from initial application to the money being deposited to your bank account, can usually be completed in less than two days.

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  • Free service & simple application
  • Funds deposited directly to your bank account
  • Member of Online Lenders Alliance


  • Not a direct lender

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Write a review on Opencashadvance (1) Review

"Fast service & good rate"
Nathan, Br | Kansas City, KS | 2016/05/04


I heard about Opencashadvance from a friend of mine in Kansas city, I had to borrow a few hundred dollars for an unexpected bill. I dialed the number on the website and reach a very kind support rep, she guided me through the application process and answered all my questions quickly and professionally. I received the money transfer the day after and paid them back 2 weeks later + fees. My overall experience with them was kind, professional and fast. I will definitely use them again if needed.